{"id":4775,"date":"2023-11-29T21:29:47","date_gmt":"2023-11-30T04:29:47","guid":{"rendered":"https:\/\/bestpolicy.co\/?p=4775"},"modified":"2023-11-29T21:29:47","modified_gmt":"2023-11-30T04:29:47","slug":"am-i-eligible-for-a-marketplace-plan-if-my-employer-offers-insurance","status":"publish","type":"post","link":"https:\/\/developer.bestpolicy.co\/es\/am-i-eligible-for-a-marketplace-plan-if-my-employer-offers-insurance\/","title":{"rendered":"Am I eligible for a Marketplace plan if my employer offers insurance?"},"content":{"rendered":"

[seopress_breadcrumbs]<\/p>\n

 <\/p>\n

Am I eligible for a Marketplace plan if my employer offers insurance?<\/h3>\n

 <\/p>\n

\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n

Yes, but it\u2019s important to know that you will have to pay full price for a plan. That means you will not qualify for a subsidy.<\/p>\n<\/div>\n

\n

However, if your employer sponsored health insurance is considered \u201cunaffordable\u201d, you may qualify.<\/p>\n<\/div>\n

\n

Here\u2019s how to determine if it\u2019s unaffordable:<\/p>\n<\/div>\n

\n
    \n
  1. \n
    \n

    Look at the plans offered to you by your employer<\/p>\n<\/div>\n<\/li>\n

  2. \n
    \n

    Find the plan with the lowest monthly premium<\/p>\n<\/div>\n<\/li>\n

  3. \n
    \n

    Calculate your total monthly household income, before taxes<\/p>\n<\/div>\n<\/li>\n

  4. \n
    \n

    Multiple that number by 9.69%<\/p>\n<\/div>\n<\/li>\n

  5. \n
    \n

    If the premium is above the amount you calculated, it is considered unaffordable<\/p>\n<\/div>\n<\/li>\n<\/ol>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

    <\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

    [seopress_breadcrumbs]   Am I eligible for a Marketplace plan if my employer offers insurance?   Yes, but it\u2019s important to know that you will have to pay full price for a plan. That means you will not qualify for a subsidy. However, if your employer sponsored health insurance is considered \u201cunaffordable\u201d, you may qualify. Here\u2019s […]<\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[3715],"tags":[],"class_list":["post-4775","post","type-post","status-publish","format-standard","hentry","category-faq-link"],"featured_image_src":null,"featured_image_src_square":null,"author_info":{"display_name":"rogelio@boom.ai","author_link":"https:\/\/developer.bestpolicy.co\/es\/author\/rogelioboom-ai\/"},"_links":{"self":[{"href":"https:\/\/developer.bestpolicy.co\/es\/wp-json\/wp\/v2\/posts\/4775","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/developer.bestpolicy.co\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/developer.bestpolicy.co\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/developer.bestpolicy.co\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/developer.bestpolicy.co\/es\/wp-json\/wp\/v2\/comments?post=4775"}],"version-history":[{"count":0,"href":"https:\/\/developer.bestpolicy.co\/es\/wp-json\/wp\/v2\/posts\/4775\/revisions"}],"wp:attachment":[{"href":"https:\/\/developer.bestpolicy.co\/es\/wp-json\/wp\/v2\/media?parent=4775"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/developer.bestpolicy.co\/es\/wp-json\/wp\/v2\/categories?post=4775"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/developer.bestpolicy.co\/es\/wp-json\/wp\/v2\/tags?post=4775"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}